Punit Thakker (@thakkerpunit) header
Punit Thakker (@thakkerpunit) profile picture

Fintech Leader & Entrepreneur | Payments, Blockchain & M&A | 20+ Years across MENA, APAC & India

Dubai, United Arab Emirates
Joined August 2015
Photo by Punit Thakker (@thakkerpunit)Photo by Punit Thakker (@thakkerpunit)Photo by Punit Thakker (@thakkerpunit)
When one card runs short, the sale does not have to stop. Telr and CreditPool launched Multi-Card Payments: if a card is declined for insufficient limit, the balance can go to other cards in the same checkout. Live since Oct 26, per reports. disrupts.disruptsmedia.com/f…
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The Dubai card in your wallet is about to learn a new trick. RTA and Al Etihad Payments signed for next-gen nol cards powered by Jaywan: metro, taxis, parking. Pilot starts this month; full activation planned by July 2027, per AEP. nitter.gq/aletihad_pay/status/21…
Al Etihad Payments has signed an agreement with Dubai’s RTA to launch the next generation of nol cards powered by Jaywan, bringing commute and payments together in one card. The pilot begins this month, with full activation planned by July 2027.
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Al Etihad Payments names Aref Al Ramli CEO. He inherits Aani at 14.7M users and AED 545B processed this year, with Jaywan cards rolling out alongside Mastercard and UnionPay. National rails win by becoming boring and everywhere. #Payments #UAE
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Punit Thakker retweeted
Our new website is live 🚀 One Payment OS to accept, route, settle and reconcile payments, plus payment links, MoneyBee Lite and AI onboarding. Take a look and tell us what you think. moneybee.world/ #MoneyBee #Payments
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Your AI assistant is about to get a wallet. Mastercard's OpenAI partnership puts tokenized cards inside AI agents, per its earnings call. The catch, per its CEO: consumers must trust the agent, and merchants must be discoverable to one. Networks want to be the checkout layer.
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Payments, minus the jargon. Thunes x UnionPay International: instant payouts to UnionPay cards across 79 major Chinese banks, up to $10,000 a day in one transfer. Speed matters, but limits decide whether a transfer actually solves the problem. #CrossBorderPayments
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Qashio's Global Pay adds rewards to eligible overseas supplier payments, with upfront FX rates, approvals and tracking. Count the full cost and the reconciliation work before counting the points. Rewards are a bonus. The payment still has to make sense. #Payments
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Natural says AI agents can choose ACH, wire, RTP or FedNow for US bank payments, within business-set limits. The useful question is whether the agent can explain its choice and stay within its authority. Faster money needs clear accountability. #Payments
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Payments, minus the jargon. Network International and Emirates Islamic renewed their processing agreement - a bank quietly signing its payment plumbing again. Launches tell you who is ambitious. Renewals tell you who is trusted. #Payments
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Nobody becomes calm in a crisis by accident. They practise before it. Run one small drill this week. A failover test, a call tree, a "what if". Boring work. Big payoff. #PaymentsPlainly
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Stablecoins are only useful if you can turn them into money you can spend. Nium and RedotPay: an off-ramp for 9M users into new markets. The last mile decides trust. #PaymentsPlainly
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Finance teams don't want a new platform. They want fewer tabs. Circle and SAP-backed Tereina are bringing USDC and EURC into the software businesses already use. Early, but the right direction. #PaymentsPlainly
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Changing the plan is not failure. Hiding it is. Fiserv planned its own stablecoin by end of 2025. Now no date, but they launched Roughrider first. Good leaders adjust early. #PaymentsPlainly
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Best payments product: the one nobody has to install. Samsung is putting USDC transfers inside Samsung Wallet for eligible US Galaxy users from late October. Distribution wins. Trust keeps it. #PaymentsPlainly
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An AI agent can choose a purchase. It still needs permission to pay. The opportunity: give people back their time without taking away control. Clear spending limits and a clear route to fix mistakes must come first. #PaymentsPlainly
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Punit Thakker retweeted
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Citi and Coinbase are connecting stablecoin payments with bank infrastructure. More payment choice, without asking merchants to manage digital assets themselves. That is how adoption grows: make the new option easier to run. #PaymentsPlainly
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