AgentPay Tracker

Who actually supports which AI-agent payment protocol? I mapped 164 companies across 7 protocols: x402, MPP, ACP, UCP, AP2, Visa TAP and Mastercard Agent Pay. Every dot links to its source. 🧵👇

Today, we’re launching new analytics to help you understand how personal agents access your site on behalf of humans, along with more granular access policies to put those decisions into practice. cfl.re/4iSZSRz

The Base ecosystem ships hard Here are 25 things that launched and got announced in October 1) @mastercard launched Agent Pay for Machines with Cloudflare. Enabling AI agents to pay for digital services using x402 on Base 2) @cloudflare opened its Monetization Gateway on Base. Letting APIs charge agents per request with settlement in USDC 3) @bitso launched Bóvedas on Base. Enabling users access to DeFi tools on MXNB and USDC, powered by @morpho and curated by @gauntlet_xyz 4) @pendle_fi launched PendleLoop on Base. Users can loop long Coinbase Tokenized Stocks on @aave markets and claim incentives on @merkl_xyz 5) @onepay now lets users send USDC straight into their Checking balance on Base. People who get paid in stablecoins can spend or send that money without first routing it through an exchange 6) @ripple launched RLUSD on Base. Ripple is providing liquidity so users can hold and move the stablecoin on Base 7) @openstandard launched OUSD on Base. Users get 1:1 USD conversion paths through Coinbase, Mastercard, Stripe, and Visa integrations 8) @itstuyo rebuilt its entire app. The new Tuyo matches bigger ambitions for banking, with a full redesign now live on Base 9) @dyli_io launched on Base. Collectors can rip packs, trade collectibles, vault favorites or have them shipped, with a refreshed pack experience now live 10) @thunespayments is integrating stablecoins across its global payout network on Base. Letting businesses send and receive cross-border stablecoin payouts 11) @marqeta is bringing stablecoin-backed cards to enterprise customers, with settlement on Base. Giving companies a way to issue cards funded by stablecoins for spending 12) @atomhq now supports stablecoin checkout and seller payouts on Base. Users can now access over 2 million domains with stablecoins 13) @smbcnikko_jp is building an institutional DeFi Gateway for Japan on Base. Opening a regulated path for Japanese institutions into DeFi 14) Yuno added stablecoin payments acceptance on Base. Merchants can enable one-click stablecoin checkout without new rails or extra integration work 15) @superformxyz brought SuperNVDA and SuperTSLA to Pendle on Base. Holders can lock in fixed yield, earn rewards, or position for yield upside on tokenized stocks 16) @birchhill_io launched the Groma Ecosystem Vault on Base. Users can lend USDC backed by Boston and Providence apartment buildings 17) @falconxglobal's USDC credit facility is live on Base. Lenders deposit native Base USDC to generate returns from institutional credit 18) Gennius is bringing digital-asset services to LatAm banks with Coinbase, starting in Argentina. Banks can convert eligible deposits into ONED USD, transfer 24/7, and enable Visa spending 19) @torosfinance launched Toros Options on Base. Users can trade over BTC, ETH and more asset options with cashback, and positions are tokenized on Base 20) @exa_app launched the first credit card backed by Coinbase Tokenized Stocks. Enabling users link a Coinbase account and spend against tokenized stock collateral 21) @lucamoneyapp extended its app to tokenized stocks on Base. Letting people in LATAM access them through the same simple digital-dollar experience 22) @zothdotio launched zMAG7 on Base. One stablecoin deposit holds equal-weight AMZNc, AAPLc, NVDAc, GOOGLc, METAc, MSFTc and TSLAc, backed by real shares in regulated custody 23) @mochatradeapp received its full $500K YC investment in USDC on Base 24) @credifi launched Credifi Zero. Anons and agents can qualify for credit with zero personal info 25) @opensea opened OpenSea Mobile to everyone. With new trade options, including memes, art, trading cards and perps on Base from one app

Last week Stripe launched Link Balance for agents. There's been many takes explaining its details, but I think most are missing the forest for the trees. In this article I explain Stripe's real goal: taking over Visa and MC as the World's payment network.

During @money2020, agent payments found their market: the finance team. On 20 and 21 October, @Visa launched a live pilot, @Mastercard opened early access to Agent Pay for Machines and @stripe announced Treasury for agents. All three serve businesses. 💳 @Mastercard's release puts it plainly: A business gives an agent a job and a spending limit. Controllers and CFOs already work that way. 💳 @Visa's pilot runs between @billcom buyers and @billtrust suppliers. A business sits at each end of every payment. Visa's Nelsen says the team is testing how identity, payment controls and transaction visibility can make that model work. 💳 Many new startups are one person. In Q2, 63% formed through Stripe Atlas had a solo founder. Stripe's new product lets those founders have an agent check balances, pay invoices, move funds and convert currencies. The consumer side is live too. @Google's Lisa Yokoyama said in Las Vegas: "We launched UCP-enabled checkout flows through a lot of popular retailers and merchants across the US." Kudos to the BILL and @Billtrust teams for testing this with real suppliers. I expect agent volume to appear in accounts payable real soon.

Base is for payments

Who actually supports which AI-agent payment protocol? I mapped 164 companies across 7 protocols: x402, MPP, ACP, UCP, AP2, Visa TAP and Mastercard Agent Pay. Every dot links to its source. 🧵👇