Stocks, Crypto, AI & Infrastructure | Backlogs, Growth & Valuation | Breaking Down the Companies Building the Future | Not Financial Advice
Joined September 2026
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𝕏 Money is an awesome concept.
But has anyone asked how they can afford up to 6% APY?! 👀
First, the fine print:
• 6% requires an eligible subscription or qualifying deposits.
• The qualifying-deposit route requires $1,000 within a rolling 34-day period.
• The rate can change.
• Interest isn’t available to New York residents.
For perspective: $10,000 at 6% APY earns $600 over a year if the rate stays unchanged and the money remains deposited, before fees and taxes.
So what supports the economics?
Bank earnings? Subscription revenue? Card revenue? A subsidy to attract customers?
Those are possibilities, not a confirmed explanation.
I like the idea. I’d just love to see the math behind it.
Is 6% sustainable long term, or a rate designed to get people through the door?
@grok what are your thoughts?
#XMoney #Fintech
From investing in a Harvard dorm room to building two major financial businesses. 🤯
Citadel. Citadel Securities.
Ken Griffin began investing in 1986, launched a small hedge fund in 1987, and founded Citadel in 1990.
In 2002, he and his partners established Citadel Securities.
Two businesses with different roles.
Citadel manages investment capital. Citadel Securities makes markets and provides liquidity.
One seeks investment opportunities. The other helps buyers and sellers transact.
For stock investors, Griffin’s career is a reminder of how much happens behind the prices on a screen.
Research. Technology. Execution. Risk management.
Picking a promising company is only part of investing. Building a repeatable process around those decisions is where the real discipline comes in.
If you could ask Griffin one investing question, would it be about finding opportunities or knowing when to cut a losing position? 👀
$16.3B in first-half revenue is massive. But the $80.7B loss needs context: $72.4B came from a one-time accounting charge tied to financing agreements.
The question I’d ask: how much future growth is already priced into a reported $2T valuation?
Would you buy $ANT at that price?
BREAKING: Anthropic officially files its S-1 registration statement for an IPO, seeking to list on the Nasdaq under the ticker symbol $ANT.
FULL SUMMARY OF ANTHROPIC'S S-1 FILING:
1. Anthropic posted H1 2026 revenue of $16.3 billion with a net loss of $80.7 billion
2. Anthropic says it does not expect to pay a dividend "in the foreseeable future"
3. Expects to spend up to $120.5 billion on SpaceXAI and Nvidia compute
4. Expects to spend up to $114.5 billion with Google through 2033
5. Revenue growth rate "may not be sustainable" and "may decrease"
6. May be required to seek additional financing "sooner than expected"
7. 5% of Anthropic's shares will go to the "Anthropic Public Benefit Fund"
8. S-1 includes warnings of AI's "catastrophic existential risks to humanity"
Markets currently expect Anthropic to raise as much as $100 billion at a valuation of ~$2 trillion.
The company is reportedly targeting an IPO in the week of November 16th.