Shit posting + Luxury Travel advisor | As an Amazon Associate I earn from qualifying purchases | disclaimer - https://nitter.gq/t.co/eBUD31tkU9
Joined December 2025
- Tweets192
- Following36
- Followers649
- Likes279
CaptainTorch™ retweeted
Google Fitbit air is now available on Flipkart
2300 discount using ICICI cards
Final cost ~12k
Affiliate link -
fkrt.co/93kiiy
CaptainTorch™ retweeted
Deal alert For all the Protein Paglus.
Phab 21g protein bar assorted pack of 6 is available on Blinkit around ~50% discount at ₹375.
Their Chocolate Brownie is 🤎.
Time to try other flavours.
@Kenu73
@imYadav31
CaptainTorch™ retweeted
🔥 If you’re into travel + smart rewards, this card is a no-brainer
Introducing the Scapia Card 👇
✅ Lifetime Free (₹0 joining & annual fees)
✅ Dual Network (Visa + RuPay) → UPI + card rewards 🔥
✅ 0% Forex Markup 🌍 (big win for international spends)
✅ Domestic and International Lounge Access 🛫
✅ Travel-focused rewards & airport perks
✅ Up to ₹1,000 cashback on airport spends
💍 2% rewards on gold & jewellery (rare benefit 👀)
Honestly, one of the most well-rounded travel cards right now.
👉 Apply - apply.scapia.cards/landing_p…
Important: Don’t forget to set up the card in the app after approval 😎
CaptainTorch™ retweeted
And @SwiggyCares don't let any festival go without issues.
Here a follower ordered 1gm gold coin from Instamart on auspicious Akshay Tritiya and received an empty Package. Everyone other person was forcing him to accept the delivery and raise a complaint later but he stood his ground and didn't accept the order.
Support hung up on him for 30 mins while the whole drill took 2 hours to cancel the order.
@Swiggy increase your standards.
CaptainTorch™ retweeted
Hey Folks
Welcome to the Glitch or Gold? By @CaptainTorch13
TravelOne is having a glitch.
Imagine swiping for a forex transaction and getting 100% points back on top of 2% base points?
This might be a temporary glitch and points will be clawed back. DYOR.
CaptainTorch™ retweeted
No need to apply for any amex card to join my community.
Join now: chat.whatsapp.com/EM2SjCqcNE…
CaptainTorch™ retweeted
Let me further expose the criminal mindset and dangerous behaviour of @PrawinGaneshan with clear evidence.
When my personal address was posted publicly from their official account wintrackinc, I first assumed it might be a mistake by someone from their team and reached out privately requesting it be taken down or reposted with masked details.
What followed is captured in the screenshots.
1st screenshot - instead of correcting the mistake, he behaves as if posting a customer’s address publicly is acceptable
2nd screenshot, he literally says “Why should I mask?” which clearly confirms this was intentional and approved by him
3rd screenshot, the blackmail is obvious:
“If you delete your tweet, our tweet will be gone.”
This is doxxing followed by intimidation.
4th screenshot,t, look at the language and tone:
“Will u tweet again or not” and “let it remain then.”
This is exactly how ransom style goons talk, not legitimate business owners.
All I kept asking was simple: post whatever response you want, but mask my personal address. That was repeatedly refused. This was done purely as retaliation because I spoke about a 2 month delivery delay. This raises extremely serious data protection and business conduct concerns.
If a company is comfortable publicly exposing a customer’s personal address, what safeguards exist for customer data internally? Is customer information being stored securely at all? Is any customer data being shared with third parties or sold to overseas suppliers in China?
Most importantly, does an individual with such criminal behaviour even remain fit to hold business licenses, GST registrations, and importer privileges to operate cross border trade?
I urge the concerned authorities to take note and investigate violations under the IT Act, IPC, data protection laws, misuse of customer data, unfair trade practices, and illegal intimidation
@GoI_MeitY @AshwiniVaishnaw please check for violation of IT Act and digital privacy protections
@FinMinIndia @GST_Council @dgftindia @nsitharaman for business conduct, licensing compliance and import practices
and for regulatory oversight of such entities
@ChennaiCustoms @cbic_india for importer conduct and customs compliance
@HMOIndia @AmitShah for criminal enforcement under IPC and cyber crime provisions
This is an informal complaint against WintrackInc and its owner @PrawinGaneshan for publicly disclosing customer personal data, intimidation, coercion, and potential violations of Indian digital protection laws.
GST Numbers involved for Business NameWINTRACK INC :
32EPCPP2763E1Z2
33EPCPP2763E1Z0 (also running the brand The Zoo Mart under this GST with co-founder sonia arunkumar)
No customer should ever face doxxing or threats for raising a service concern. Whether he is wrong or right is another matter but doxxing is not justifiable under any circumstances.
So @PrawinGaneshan since these tweets coming from you or officially approved by you. Let’s keep this discussion transparent here.
Yes, a refund was offered on 18 Jan, after almost a month of delay. Before that, there was no refund option communicated. On the same day you assured delivery within a week (before 24 Jan), I chose to wait in good faith instead of taking the refund.
But let’s address the real issue now. In response to a customer complaint, you have publicly posted my personal address from your official account.
I initially assumed it might be a mistake by someone from your team and reached out to you privately requesting you to mask the details and repost anything you wished. You have confirmed it was INTENTIONAL and refused to delete unless I removed my tweets. You also told @imYadav31 you would only delete it if commission was waived and my tweets are deleted. I HAVE REFUSED YOUR BLACKMAILING and i am not going to back down here.
This is exactly how GOONS behave. This is doxxing and intimidation
You’ve already exposed yourselves far more than I ever could by doing this publicly. I will be taking the appropriate steps regarding the publication of my personal information and threats.
cc @ChennaiCustoms for record, this is an informal complaint against WintrackInc and its representative for publicly sharing a customer’s personal details when delivery concerns were raised.
CaptainTorch™ retweeted
It's Day 20 of Limitless loopholes.
By @CaptainTorch13
Revealing a Hack
How people can get free Diamond status for Accor.
And Agents have also earned free Accor points using this.
CaptainTorch™ retweeted
It's Day 19 of limitless Loopholes!
by @CaptainTorch13 🤝🏻 @RewardAlert
Revealing a Live working hack.
How #CCgeeks looted AMEX MRCC milestone RPs without spending any real money.
We will get Lots of hate for this but,
Since the Devaluation is around the corner, our favourite MRCC might also get devaluation.
Stopping #IYKYK drama once for all.
CaptainTorch™ retweeted
it's Day 18 of Limitless Loopholes!
by @CaptainTorch13🤝🏻@RewardAlert
Revealing a LIVE working hack (today as well)
how #CCgeeks looted toll MCC 4784
for doing Credit Card to bank transfers for RPs
and how all banks implemented 1% surcharge
Banning #IYKYK drama once for alL
CaptainTorch™ retweeted
I can bet ₹1,00,000 on this , if people reach out to him exposing scams done by bank, then length of that post & effort went into locate & tag accounts would not even be 50% of this post.
If anyone assesses the impact of issues like this (incorrect MCC) and compares it to what Bank does , the ratio is bound to be at least 1:100 & I'm not even counting the daily bank breaches of RBI Guidelines & the lesser known SEBI regulations.
It's very easy to blame an organisation such as (Maximize , etc) but it takes a spine of steel to raise the voice against fraud of 100s crore done under the supervision of KMPs (again not counting the daily harassment of frontline bank employees done by them)
----
Deep down I know, writing this won't probably make a difference to these people as they come with an agenda, but because I have deeply researched bank's behind the scenes I just can't hold back if someone tries to portray the banks as the victims !
CaptainTorch™ retweeted
Yash has been posting about Equitas from 6 months and have EXPERTISE unlike those who started posting after affiliate was enabled.
He has good threads and articles on Powermiles and Selfie cards.
I got the PowerMiles as soon as it launched and probably one of the first 100 people to get it.
Let me share some insights and a summary of the features, terms etc after almost a year of the usage.
Apply all Equitas cards here - bitlii.cc/en/bVbf9E
Equitas PowerMiles Card Review ⭐
1. The "Power" Route (Airmiles Transfer)
The best way to redeem for most users.
🔹 Status: Coming in July 2026
🔹 Ratio: 1 RP = 1 Airmile (For ALL Tiers)
🔹 Best For: Everyone (Gold/Platinum/Diamond)
🔹 Strategy: Accumulate points now (valid for 3 years) and transfer in 2026 for max value. 10+ Transfer partners coming in July 2026
2. Fees & Waivers
🔹 Fee: ₹5,000 + GST
🔹 Joining Waiver: Spend ₹1.20 Lakhs in first 3 months
🔹 Annual Waiver: Spend ₹4.8 Lakhs in previous year
🔹 Bonus: Complimentary Luxury Membership on fee payment
3. Rewards (How You Earn)
🔹 International: 9 Reward Points (RP) per ₹100 (3X)
🔹 Domestic: 3 RP per ₹100
🔹 Validity: Points valid for 3 Years
4. Tier Benefits & Returns
Tier Status is valid for 3 months. Benefits are credited Quarterly.
💎 DIAMOND TIER (Spend ₹1L+ /mo)
Returns:
• Value: 1 RP = ₹1.00 (Direct Booking)
Including Amazon Pay GVs
• Forex Fee: 0% (Zero Markup)
• Net valueback: 9% (Intl) | 3% (Dom)
Lifestyle Benefits:
• Movies: 3 Vouchers worth ₹250 each (Quarterly)
• Amazon: 3 Vouchers worth ₹500 each (Quarterly)
• Golf: Unlimited games (Max 20/quarter)
• Flight Voucher: ₹3,000 (Once per Year)
• Hotel Voucher: ₹3,500 (Once per Year)
💿 PLATINUM TIER (Spend ₹60k+ /mo)
Returns:
• Value: 1 RP = ₹0.75
• Forex Fee: 2.0%
• Net valueback: ~6.75% (Intl) | 2.25% (Dom)
Lifestyle Benefits:
• Movies: 2 Vouchers worth ₹250 each (Quarterly)
• Amazon: 2 Vouchers worth ₹500 each (Quarterly)
🥇 GOLD TIER (Spend ₹40k+ /mo)
Returns:
• Value: 1 RP = ₹0.50
• Forex Fee: 2.0%
• Net valueback: ~4.5% (Intl) | 1.5% (Dom)
Lifestyle Benefits:
• Movies: 1 Voucher worth ₹250 (Quarterly)
• Amazon: 1 Voucher worth ₹500 (Quarterly)
5. 🚨 PRO TIP: Tier Evaluation Spends
Even though these don't earn rewards, they COUNT towards your Monthly Target:
🔹 Rent & Wallet Loads
🔹 Gold/Jewellery
🔹 Government & Insurance
🔹 Fuel & Utilities
🔹 EMI Debits
6. Critical MITC (Caps & Exclusions)
Zero Rewards on:
🔹 Government Payments (Excluded on Consumer Cards)
🔹 Rent, Wallet, Fuel, EMI, Cash
Special Note on Education:
🔹 Education: EARNS REWARDS (Exclusion applies only to Business Retail Cards)
Monthly Caps:
🔹 Grocery/Utilities: Max 2,000 pts/month (~₹66k spend)
🔹 Insurance: Max 2,000 pts/day
Verdict:
🔹 Diamond: Incredible 9% Intl Return + ~₹10k/year in extra vouchers.
🔹 Education Spends: A hidden gem for earning points.
🔹 Others: Hold points for 2026 Airmiles transfer (1:1)
Sounds interesting? Apply all Equitas cards here - bitlii.cc/en/bVbf9E
Also DM or comment for any queries regarding these cards.
CaptainTorch™ retweeted
We have a new Link for Equitas cards,
Tracking and status updates became easy now.
Fully digital process. No account needed.
Apply now - selfeloans-web.equitas.bank.…
DM for any Help regarding this.
Check the threads below for all the details about PowerMiles and Selfe cards.
Equitas Selfe 5x on Utilities in action.
Next stop -> Utilities Cap discovery.
Also did vkyc for my father yesterday through an online application,
Details verification -> Card selection between PowerMiles, Selfe, Tiga -> Selfe 5x category and joining membership selection -> Card variant Selection -> Vkyc.
Expecting the update and physical address verification soon.
No Bank account needed.
Try your luck here for hassle-free experience -> bitlii.cc/en/Al3XYw
If no success, visit a nearby branch and apply, Account is not needed anymore.
CaptainTorch™ retweeted
⚠️ Times Prime Loot goes live on Sunday, 10 AM
More Rewards added :
• 50 x FREE Amazon Prime worth ₹799
• 350 x ₹100 Amazon Pay vouchers (previously 250 x 100)
Important : Users who activate Visa Complimentary ₹1 plan between 14th Jan, 4 PM and 18th Jan, 9 AM are eligible.
Get it here at ₹1 : timesprime.com/visa-offer
Note - Limited rewards (50 + 350) for first-come-first-serve redemption.
Try to use a new number and card for this offer.
Some cards that are working :
✅ HDFC Regalia/Gold, Tata neu Infinity/Plus, Millenia
✅ HSBC Live+
✅ Axis Cashback, Ace, Atlas, IOCL Premium
✅ Sbi Irctc, Prime, Elite
✅ Kotak Zen, Kotak Air+
✅ Scapia, OneCard
✅ IndusInd Legend, Tiger
⚠️ Don't forget to disable Auto renewal / Autopay
🔥 LOOT DAY INCOMING! 🔥
Turn ₹1 into ₹799 this Friday! 💸
If you have a Visa Signature Card, claim your Times Prime membership NOW at ₹1 to unlock the Friday Loot.
🔗 timesprime.com/visa-offer
The Rewards (First Come, First Served):
🏆 50x FREE Amazon Prime Lite (Worth ₹799)
🥈 200x ₹100 Amazon Pay Vouchers
🛑 MANDATORY REQUIREMENT:
You must activate your membership between Jan 14th (4 PM) and Jan 16th (10 AM) to participate.
Inventory is extremely limited. If you snooze, you lose.
More details and Check if your card is eligible 👇🏻
![From the CreditCardsIndia community on Reddit: [ Removed by moderator ]](https://pbs.twimg.com/card_img/2112911946362310656/roWkovki?format=png&name=800x419)
CaptainTorch™ retweeted
So its not new. Many people from Ccgeek community already raised this issue that paywall was not interesting for Many people and New users.
Older post - nitter.gq/i/status/2001691564494…
Many New users didn't like it. Now if other people feels the same, they can review it as per their interest. Since the Shark tank, the app may have reached a larger audience and many may have not liked it. But you know better. If someone genuinely likes the app they will give good reviews.
This quoted post is unavailable.
CaptainTorch™ retweeted
So Indusind has updated terms and conditions again and now mentioned the End date for Bonus avios as 6th January.
Previously it was 31st January.
The Most shameful PmE in recent times.
Link - indusind.bank.in/content/dam…
CaptainTorch™ retweeted
This card was a GOAT when a hack was there.
This card gives 5X RPs on specific partners up to 5000 RPs.
Now they calculate those RPs on a Monthly basis, and credit them on 3/4th day of next month.
The trick was to Do the transaction on a specific merchant on the 28/29th of the month so transaction settles on the last day of the same month.
Cancel the order on the 1st of next month.
You would receive the full 5X points next month with deduction of base points due to cancellation and refund.
Found it by mistake, reported it,not sure if it's still working.
