Are you active in the #Netherlands and want to meet the Key Players in the EU payments ecosystem? Join your peers at our PA@Home event in #Amsterdam on October 29, sponsored by Enfuce! 🎟️ Register today: bit.ly/4yVQamZ “The Dutch payments market is highly digitalised, supported by a robust domestic infrastructure, while currently undergoing a structural transformation driven by the shift towards instant payments, increasing digital wallet adoption, and the emergence of pan-European payment initiatives such as Wero.[...]" This is the key takeaway from Gizem Saydan, Senior Manger at Deloitte Netherlands on the Dutch payments ecosystem, as featured in our whitepaper, “Key Players in the EU Payments Landscape 2026 ": bit.ly/4zJp3g0 🇳🇱 The Netherlands: a highly digitalised payments market in the middle of a major transformation. 📊 The starting point → iDEAL | Wero: 64% of online payment value in 2025 → Debit cards: 60% of POS value, with cash down to ~7% → iDEAL | Wero: €141Bn in 2024, only 4% below all debit card payments (€147Bn) 🔄 Two migrations at once Maestro and V PAY are being replaced by Visa Debit and Debit Mastercard by end-2028. At the same time, iDEAL is being phased into Wero. Some players are already moving. Mollie and @BuckarooBV have joined the European Payments Initiative, and PPRO is bringing Wero-based A2A payments to live entertainment with CTS EVENTIM. 🏦 A concentrated core @ING_news Nederland, @Rabobank and @ABNAMRO Bank N.V. hold >80% of banking assets. ABN AMRO’s Tikkie recorded over 170M transactions in 2025. The challengers are growing. @Revolut now has over 1M Dutch users, and @Wise and @n26 are gaining popularity. ASN Bank, Banque @triodos and BUUT serve their own niches, while @geldmaat keeps cash accessible. ⚙️ A deep specialist layer → Processing & acquiring: @Adyen , @stripe , @MultiSafepay , CCV (now owned by @Fiserv) → Infrastructure: equensWorldline, @clear_bank (BaaS) → Issuing: International Card Services (ICS), @ModulrFinance , @airwallex → Open banking: Bizcuit Payments, Cobase, IBANXS → BNPL: @Klarna , @RivertyCom , @Billink , in3 → Cross-border: @crownagentsbank, from its Amsterdam hub The Netherlands illustrates a central challenge for European payments: how to move from highly efficient national systems towards a more integrated European infrastructure. #Payments #Fintech #EuropeanPayments #Wero #Netherlands

Next stop on our European roadshow: #Amsterdam! Register here: bit.ly/4yVQamZ Join us for our next PA@Home in the Dutch capital next Thursday, October 29th, sponsored by Enfuce! We bring together the #payments industry's leading professionals for an evening of insights and connection, hosted at the Luminair Bar overlooking the stunning skyline. Don't miss this chance to meet and connect with your peers in the industry!

Last Thursday at #PAYMENTS #TOMORROW, we heard a riveting discussion, led by our sponsor Ant International on "Future of Digital Wallets: Perspectives for Growth." Featuring: 🔹 Ludovic Francesconi, Chief Member and Strategy Officer at EPI Company 🔹 Douglas Feagin, President of Ant International 🔹 Alexandre Havard, Partner at Deloitte Our schedule isn't slowing down! Don't miss our upcoming events: bit.ly/3VQzZJb

Our Gold Sponsor at #PAYMENTS #TOMORROW, Enfuce, led a panel on "Owning the long game: Which Payment Decisions Compound?" featuring key decision makers on the subject: 🔹 Moderator: Lloyd Hutchinson, Chief Commercial Officer at Enfuce 🔹 Martin Della Chiesa, CEO of Skaleet 🔹 Margot Junières, Head of Strategic Alliances at Lemonway 🔹 Jean-Daniel Guyot, CEO of Memo Bank A big thank you to all of our speakers, and to the team at Enfuce, for making the discussion such a success! Our schedule isn't slowing down! Don't miss our upcoming events: bit.ly/3VQzZJb

Next stop on our European roadshow: #Amsterdam! Register here: bit.ly/4yVQamZ Join us for our next PA@Home in the Dutch capital next Thursday, October 29th, sponsored by Enfuce! We bring together the #payments industry's leading professionals for an evening of insights and connection, hosted at the Luminair Bar overlooking the stunning skyline. Don't miss this chance to meet and connect with your peers in the industry!

Luxembourg friends, this one’s for you! Our member, 3S Money, is hosting an exclusive networking evening this Thursday 22nd October in Luxembourg. It’s a fantastic opportunity to connect with international business leaders, clients and partners over drinks and walking dinner in a relaxed setting — no fixed agenda, just great conversations and new connections. If you’re based in Luxembourg and looking to expand your network, I’d highly recommend joining! Final spots are available so make sure to RSVP soon. luma.com/c80p94jm #Luxembourg #Networking #InternationalBusiness #3SMoney

In our first panel at #PAYMENTS #TOMORROW, we heard from experts on the topic: "Securing Trust in the Future of Payments." It was a deeply insightful conversation, moderated by Romain Boisson, Country Manager France at @Visa, who was joined by: 🔹 Pierre BIENVENU, Head of Division | Cashless Means of Payment at Banque de France 🔹 Thomas Roth, Chief Operating Officer at BPCE Payment Services 🔹 Anh Le Ta Nhat, Head of Fraud Advisory at Worldline Our schedule isn't slowing down! Don't miss our upcoming events: bit.ly/3VQzZJb

Last Thursday, we were joined by Aoife Houlihan, Vice President for Government Affairs in Europe of @Visa at #PAYMENTS #TOMORROW, where she shared her insights on "From Trust to Intelligent Commerce: Powering Europe's Economy". It was a great pleasure to hear her expertise on the subject - a big thank you to Aoife and to the whole team at Visa! Our schedule isn't slowing down! Don't miss our upcoming events: bit.ly/3VQzZJb

📢 This week, we will publish the fabulous 📸 pictures of our #PAYMENTS #TOMORROW conference 🎙on the page of The Payments Association EU: bit.ly/3ZxtGse starting with the Keynote speech of @François-Louis Michaud, Chair of the @EBA_News , and our friend Jean-Louis Schiltz of Schiltz & Schiltz S.A.who moderated the QandA session 🎤 👉bit.ly/3ZxtGse

What an incredible day at #PAYMENTS #TOMORROW! Yesterday, The Payments Association EU brought together policymakers, industry pioneers, and financial leaders from across Europe to discuss the future of our ecosystem. A massive thank you to our phenomenal speakers, sponsors, members, and delegates for making #PAYMENTS #TOMORROW such a resounding success.

Our sponsor 3S Money will deliver an insightful keynote on: "The Future of Payments: Building efficient payment structures for international businesses and the evolving industry" The last few seats are still available! Secure your spot here: bit.ly/4apCuqj Tom Herring, the Chief Commercial Officer, will delve into this important topic on stage at our flagship annual conference, #PAYMENTS #TOMORROW, October 15th! Don't miss this chance to connect with the leading voices in payments at the Paris Pullman Tour Eiffel

🎤 Our speakers at #PAYMENTS #TOMORROW bring together the most influential players from the industry's private and public sectors! 🎟️ Registration is still open for our flagship annual conference here: bit.ly/4apCuqj We will hear from a unique lineup of the top regulatory bodies shaping the future of #payments in the EU, including: 🔹 François-Louis Michaud, Chair of the European Banking Authority (EBA) 🔹 Tara Rice, Head of Secretariat, Committee on Payments and Market Infrastructures at the Bank for International Settlements – BIS 🔹 Ward Möhlmann, Head of Unit for retail financial services and payments at the European Commission 🔹 Christophe Bories, Head of the Financial Sector Department at Direction générale du Trésor And from the private sector, we welcome our esteemed sponsors and their panelists: 🔹 Aoife Houlihan, Vice President for Government Affairs in Europe at Visa 🔹 Romain Boisson, Country Manager France at Visa 🔹 Pierre BIENVENU, Head of Division | Cashless Means of Payment at Banque de France 🔹 Anh Le To Nhat, Head of Fraud Advisory at Worldline 🔹 Thomas Roth, Chief Operating Officer at BPCE Payment Services 🔹 Nicole Heringer, VP Brand and Comms at Enfuce 🔹 Daniel Alter, CRO and MLRO at Enfuce 🔹 Lloyd Hutchinson, Chief Commercial Officer at Enfuce 🔹 Martin Della Chiesa, CEO of Skaleet 🔹 Margot Junières, Head of Strategic Alliances at Lemonway 🔹 Jean-Daniel Guyot, CEO of Memo Bank 🔹 Olivier Sery, Global head of Digital Solutions at Giesecke+Devrient 🔹 Livi Marie-Anne, Directrice Stratégie et Relations de place at Credit Agricole Payment Services 🔹 Rodolphe Meyer, Deputy CEO of STET 🔹 Guillaume Yribarren, Consulting Managing Director of galitt 🔹 Tom Herring, Chief Commercial Officer at 3S Money 🔹 Guy Lecky-Thompson, MSc., Head of Products & Processing Solutions at Trionis BV/SRL 🔹 Youcef Nazim Tahari, Business Associate at The Payments Association EU 🔹 Ludovic Francesconi, Chief Member and Strategy Officer at EPI Company 🔹 Anders la Cour, Chairman of The Payments Association EU Don't miss this exclusive opportunity to gain insights and connect with the industry's leading figures!

#LAST #CALL for our flagship annual conference this Thursday in #Paris! 🎟️ Secure your spot & register today: bit.ly/4apCuqj Forget everything you know about boring corporate conferences. We’re bringing together the top industry voices in Paris for #PAYMENTS #TOMORROW. Think less "soulless convention center" and more exclusive business club meets family reunion, set in handpicked, elegant Parisian venues overlooking the Eiffel Tower. Here's why you need to be there: 💡 The High-Level Dialogue: Connect directly a unique lineup of private sector heavyweights and the regulators shaping our future framework. 💼 Bespoke Networking: We curate and facilitate your 1-on-1 business meetings before, during, and after the event. 🥂 The Experience: Gourmet lunch followed by a spectacular after-party right on the Seine River—because the best deals happen when the panels end. This is your chance to hear from and connect with: 🔹 François-Louis Michaud, Chair of the European Banking Authority (EBA) 🔹 Tara Rice, Head of Secretariat, Committee on Payments and Market Infrastructures at the Bank for International Settlements – BIS 🔹 Ward Möhlmann, Head of Unit for retail financial services and payments at the European Commission 🔹 Christophe Bories, Head of the Financial Sector Department at Direction générale du Trésor And our esteemed sponsors and their panelists: 🔹 Aoife Houlihan, Vice President for Government Affairs in Europe at Visa 🔹 Romain Boisson, Country Manager France at Visa 🔹 Pierre BIENVENU, Head of Division | Cashless Means of Payment at Banque de France 🔹 Anh Le Ta Nhat, Head of Fraud Advisory at Worldline 🔹 Thomas Roth, Chief Operating Officer at BPCE Payment Services 🔹 Nicole Heringer, VP Brand and Comms at Enfuce 🔹 Daniel Alter, CRO and MLRO at Enfuce 🔹 Lloyd Hutchinson, Chief Commercial Officer at Enfuce 🔹 Martin Della Chiesa, CEO of Skaleet 🔹 Jean-Daniel Guyot, CEO of Memo Bank 🔹 Margot Junières, Head of Strategic Alliances at Lemonway 🔹 Olivier Sery, Global head of Digital Solutions at Giesecke+Devrient 🔹 Livi Marie-Anne, Directrice Stratégie et Relations de place at Credit Agricole Payment Services 🔹 Rodolphe Meyer, Deputy CEO of STET 🔹 Guillaume Yribarren, Consulting Managing Director of galitt 🔹 Tom Herring, Chief Commercial Officer at 3S Money 🔹 Guy Lecky-Thompson, MSc., Head of Products & Processing Solutions at Trionis BV/SRL 🔹 Douglas Feagin, President of Ant International 🔹 Ludovic Francesconi, Chief Member and Strategy Officer at EPI Company 🔹 Alexandre Havard, Partner at Deloitte 🔹 Jean-Louis Schiltz, Attorney at law at Schiltz & Schiltz S.A. 🔹 Anders la Cour, Chairman of The Payments Association EU See you in Paris!✨

At #PAYMENTS #TOMORROW, hear from @BIS_org I and the wonderful TaraRice 🎟️ Secure your ticket today: bit.ly/4apCuqj 📅 15 October 2026🕔 17:00–17:20📍Pullman Paris Tour Eiffel Tara Rice is head of the secretariat supporting the Committee on Payments and Market Infrastructures, the international standard setter for payments, clearing, settlement and related arrangements. She recenlty (co-) published papers on "The anatomy of #stablecoin transactions" and "#Cross-border #payment technologies: innovations and challenges"

At #PAYMENTS #TOMORROW, hear from the leading voices on the subject: "Owning the long game: Which #Payment Decisions Compound?" 🎟️ Secure your ticket today: bit.ly/4apCuqj @enfuce @SkaleetOfficial @LemonWay @memobank see you on Oct 15 in Paris !

Join our Gold Sponsor @Enfuce at #PAYMENTS #TOMORROW next Thursday in #Paris to explore: "Trust Me" Is Not a Strategy: The Commercial Reality of Payments Trust Secure your spot here: bit.ly/4apCuqj Hear from Enfuce's senior leadership on the subject: 🔹 Nicole Heringer, VP Brand and Comms 🔹 Daniel Alter, CRO and MLRO Don't miss this opportunity to gain insights and connect with this leading player in payments!

What’s next for digital wallets? At #PAYMENTS #TOMORROW, hear from the leading voices on the subject, in the panel: “Future of Digital Wallets: Perspectives for Growth” 🎟️ Secure your ticket today: bit.ly/4apCuqj 🔹 Ludovic Francesconi, Chief Member and Strategy Officer of @company_epi 🔹 Douglas Feagin, President of Ant International 🔹 Alexandre Havard, Partner at @Deloitte They’ll explore how the digital wallet landscape is evolving, what is driving growth, and where the biggest opportunities may lie. 📅 15 October 2026 🕔 17:00–17:20 📍Pullman Paris Tour Eiffel Bringing together perspectives from different sides of the wallet ecosystem, this discussion will offer a unique opportunity to look at where the European wallet market is heading.

Europe’s payment landscape has many rails—but how do we bridge them seamlessly? Hear from our Bronze Sponsor Trionis at Payments Tomorrow 2026 to find out! 📍Register here: bit.ly/4apCuqj On October 15th in Paris, Guy Lecky-Thompson, Head of Products & Processing Solutions at Trionis, takes the stage to share insights on: 🎤 "One Europe. Many Rails. One Connection: Europe’s Missing Interoperability Layer." Discover how cross-border connection and interoperability are shaping the future of European payments.

👆Important: @thibaultdebarsy put together a quick video especially for you—give it 30 seconds! Forget everything you know about boring corporate conferences. On October 15th, we’re bringing together the top industry voices in Paris for #PAYMENTS #TOMORROW. 🎟️ Secure your spot & register today: bit.ly/4apCuqj Think less "soulless convention center" and more exclusive business club meets family reunion, set in handpicked, elegant Parisian venues overlooking the Eiffel Tower. Here's why you need to be there: 💡 The High-Level Dialogue: Connect directly a unique lineup of private sector heavyweights and the regulators shaping our future framework. 💼 Bespoke Networking: We curate and facilitate your 1-on-1 business meetings before, during, and after the event. 🥂 The Experience: Gourmet lunch followed by a spectacular after-party right on the Seine River—because the best deals happen when the panels end. This is your chance to hear from and connect with: 🔹 François-Louis Michaud, Chair of the European Banking Authority (EBA) 🔹 Tara Rice, Head of Secretariat, Committee on Payments and Market Infrastructures at the Bank for International Settlements – BIS 🔹 Ward Möhlmann, Head of Unit for retail financial services and payments at the European Commission 🔹 Christophe Bories, Head of the Financial Sector Department at Direction générale du Trésor And our esteemed sponsors and their panelists: 🔹 Aoife Houlihan, Vice President for Government Affairs in Europe at Visa 🔹 Romain Boisson, Country Manager France at Visa 🔹 Pierre BIENVENU, Head of Division | Cashless Means of Payment at Banque de France 🔹 Anh Le Ta Nhat, Head of Fraud Advisory at Worldline 🔹 Thomas Roth, Chief Operating Officer at BPCE Payment Services 🔹 Nicole Heringer, VP Brand and Comms at Enfuce 🔹 Daniel Alter, CRO and MLRO at Enfuce 🔹 Lloyd Hutchinson, Chief Commercial Officer at Enfuce 🔹 Martin Della Chiesa, CEO of Skaleet 🔹 Olivier Sery, Global head of Digital Solutions at Giesecke+Devrient 🔹 Livi Marie-Anne, Directrice Stratégie et Relations de place at Credit Agricole Payment Services 🔹 Rodolphe Meyer, Deputy CEO of STET 🔹 Guillaume Yribarren, Consulting Managing Director of galitt 🔹 Ivan Zhiznevsky, CEO of 3S Money 🔹 Tom Herring, Chief Commercial Officer at 3S Money 🔹 Guy Lecky-Thompson, MSc., Head of Products & Processing Solutions at Trionis BV/SRL 🔹 Douglas Feagin, President of Ant International 🔹 Ludovic Francesconi, Chief Member and Strategy Officer at EPI Company 🔹 Alexandre Havard, Partner at Deloitte 🔹 Jean-Louis Schiltz, Attorney at law at Schiltz & Schiltz S.A. 🔹 Anders la Cour, Chairman of The Payments Association EU See you in Paris!✨