Pounds and Sense is a UK blog covering financial and other matters from an older person's viewpoint. I'm Nick, a now-retired freelance writer & editor.

West Midlands, England
Joined December 2016
PoundsandSense 🇬🇧 retweeted
The move will reverse former Chancellor Rachel Reeves' plans to cut the cash ISA limit from £20,000 to £12,000 a year for under-65s (previously due in April 2027). 🗑️ Here's what we know: moneysavingexpert.com/news/2…
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Chancellor John Healey has presented his first Autumn Budget. Here’s a summary of some of the decisions. Read our live report for all the announcements: moneyweek.visitlink.me/DxQGy… #johnhealey #autumnbudget #budget #autummbudget2026 #andyburnham
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PoundsandSense 🇬🇧 retweeted
My instant Budget reaction – everything you need to know at speed (feel free to share). Tax, ISAs, first-time buyers, Energy bills, fuel duty, State Pension, Investments, Savings, Student Finance and more. (Subtitled version coming soon, wanted to get it out quick) #Budget2026
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PoundsandSense 🇬🇧 retweeted
Today's update on the Daily Sceptic is here. Chris Morrison exposes the green billionaires behind our useless windmills; why are we all being encouraged to get divorced? asks Joanna Gray; and gambling guru Mark Littlewood lays odds on a snap election. dailysceptic.org/todays-upda…
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PoundsandSense 🇬🇧 retweeted
The Government has "marked the launch" of its new 'Warm Homes Loan Scheme' as part of a raft of pre-budget announcements. Details are still scant, but here's what we know so far: moneysavingexpert.com/news/2…
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PoundsandSense 🇬🇧 retweeted
"The British consumer has been forced over the last two decades to pay a staggering £274 billion to support electricity generated from renewable sources," says @CMorrisonEsq, warning the cost of numerous direct and indirect annual subsidies could "exceed UK defence spending by 2030." "However many lies are told, the fact remains that running an electricity grid on intermittent wind and solar is for the surviving birds." #CostOfNetZero
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PoundsandSense 🇬🇧 retweeted
Today's update on the Daily Sceptic is here. A Wetherspoons pub bans poppy-wearing veteras for being too "political"; Ben Pile exposes the North Sea's green paradox; and trans activists declare war on Harry Potter Christmas lights. dailysceptic.org/todays-upda…
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PoundsandSense 🇬🇧 retweeted
Just 7 days left to take advantage of the current Trading 212 welcome offer. If you haven't done this before, you can get a free share worth up to £100 just for signing up. See trading212.com/invite/FMJXdY… Offer closes 3rd Nov 2026.
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PoundsandSense 🇬🇧 retweeted
New on PAS: Electric Boilers with Thermal Batteries: Could This Be a Better Way to Heat Your Home? poundsandsense.com/electric-…
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PoundsandSense 🇬🇧 retweeted
It can be easy to lose track of your money over time. If you think you might have lost your pensions, savings or investments, follow these simple steps. moneyweek.com/personal-finan…
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PoundsandSense 🇬🇧 retweeted
Today's update on the Daily Sceptic is here. Sandra Bourke on how reckless renewables are destroying the environment; let's kick anti-racism out of football, says Steven Tucker; and pupils as young as five are being suspended for sexual misconduct. dailysceptic.org/todays-upda…
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PoundsandSense 🇬🇧 retweeted
Fingers crossed this is true 🤞
🚨 NEW: Andy Burnham and John Healey are set to force the approval of Rosebank despite the Energy Secretary's reluctance Minister: "Both Andy and John have decided Rosebank needs to go ahead. The economic and energy security case is so strong" [@DPJHodges]
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PoundsandSense 🇬🇧 retweeted
The Trading 212 welcome offer has reopened. If you haven't done this before, you can get a free share worth up to £100 just for signing up! trading212.com/invite/FMJXdY…
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PoundsandSense 🇬🇧 retweeted
Here's what you might've missed on MSE this week: 🫣 Martin: What's happening with mortgage rates? 🧸 'Up to 50% off' at Smyths including Bluey, Barbie, Super Mario and more. 🤔 Ponder plug-in solar panels: bright idea or shot in the dark? And more: moneysavingexpert.com/mse-we…
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PoundsandSense 🇬🇧 retweeted
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How can it have taken this long for them to grasp this. If you really want non intermittent non fossil fuel energy, this is the only answer.
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PoundsandSense 🇬🇧 retweeted
Today's update on the Daily Sceptic is here. Charlotte Gill reveals who's behind the 'rejoin the EU' lobby; France endures another day of far-Left chaos; and smart TVs will be forced to switch on more slowly under EU Net Zero rules. dailysceptic.org/todays-upda…
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PoundsandSense 🇬🇧 retweeted
Switch to EDF Energy and get a FREE £50 credited to your energy account. Zero-carbon energy at low online prices. Terms and conditions apply edfenergy.com/quote/refer-a-… #ad
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PoundsandSense 🇬🇧 retweeted
Don't forget the clocks go back an hour at 2am tonight - giving you an extra hour in bed for a Sunday lie-in trib.al/V8qwsGq
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PoundsandSense 🇬🇧 retweeted
The Laffer Curve strikes again. Rachel Reeves’s absurd increases to stamp duty have backfired after tax receipts from property sales above £5m fell by £541m in the 18 months following her 2024 budget when she raised the second-home stamp duty surcharge to 5%. Data from estate agents Knight Frank show that in the 18 months subsequent to the budget, the number of sales above £5m dropped by 14% from 2,569 to 2,208, when compared with the 18 months before the budget. Of course it is not just the stamp duty that is lost but also the economic activity that accompanies the property transactions. Reeves has just signed up to the Chartwell Speakers agency to sell speeches for money. Surely for anyone to buy a speech from her is a badge of idiocy?
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