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Performance tips and market insights from the premier marketplace for non-brokered CD funding and investing. Over 3,000 banks and CU's rely on us.

U.S.
Joined October 2009
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David Ruffin shares four suggestions for a more effective loan review. #loanreview #icbapsp #icbasolutions
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QwickRate retweeted
David Ruffin from @IntelliCredit offers five insights into using loan reviews to detect credit portfolio risk: news.cuna.org/articles/12287…
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Missed it? 5/12/23 CommonCENTS: @FDICgov proposes assessment exemption for most #communitybanks; #Rurallending #taxrelief bill introduced; @SBAgov to streamline lender procedures; @QwickRate: #LoanReview Best Practices; @ICBASecurities: Buyers of #USdebt conta.cc/3o4CeYP
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Deal Dearth: The bank M&A market has slumped as badly as the markets (hint: related?). Only 6 deals posted in July, bringing the total to 69 transactions YTD, a run rate that is 34% below last year’s pace. Good news: TBV multiples are up slightly. We need more animal spirits!
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Bank Equity Still Getting Hammered by AOCI: Early filings show 2Q TCE eroding, but on average at a slower pace. Over 1 of 4 banks suffering >25% TCE hit YTD. Buckle up...
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It's not too late! Learn more about our CECLSolver tool for community banks on Monday at 2pm ET. See you there! Register: bit.ly/3OjK6gR #cecl #compliance #banks
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A recent article from David Ruffin on credit quality - and the four key reasons banks need to be more vigilant in 2022 and the next couple of years.#creditrisk #icba #bankdirector #communitybank
David Ruffin will be speaking tomorrow at 11:05am on Managing Concurrent Loan Growth & Credit Quality Pressures. Hope to see you there! #BDAudit22 #creditrisk
We have arrived onsite at the Marriott Chicago Downtown Magnificent Mile for our annual Bank Audit & Risk Committees Conference. Looking forward to the upcoming event! bankdirector.com/conferences… #BDAudit22
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David Ruffin and Main Street Banking's Byron Earnheart talk about data and its significant role in credit risk, financial performance, peer comparison, individual production…and more. Listen at: bit.ly/3kgGxdQ #icba #communitybanking #creditrisk
Thanks to all who joined us this week at #ABACCB in Palm Desert, CA - it was great to be back in person. See you next year in Orlando! aba.social/3LYcq7C
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Pondering on 2021? Looking ahead in 2022? Join CBI Endorsed Member @QwickRate TODAY for this valuable and timely analysis! #communitybank #iowabanks #banklocal #communitybankers #independentbanking #lending #loananalysis #finance #financial
Join our Webinar on February 16 at 2pmET as we review analysis and trends from 2021 and discuss what to expect in 2022. See you there!! Register at: bit.ly/3HMkplS #communitybanking #icba
Recognizing a loan portfolio is the sum of many parts, with varying risk profiles. bankdirector.com/ondemand-se… @QwickRate @IntelliCredit @QwickAnalytics #AOBA22 #breakout
M&A: Before Bank Investors Get Too Hot & Bothered...
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Join this webinar at bit.ly/2XU30pj to hear best practices and industry trends that can help you conduct thorough and efficient loan reviews — in order to detect and minimize potential credit risk ahead. #ICBA #loanreview
QwickRate retweeted
New podcast episode: Are you ready for CECL? Shawn O'Brien of @QwickRate provides guidance for keeping compliance simple and streamlining the process. news.cuna.org/articles/11986…
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Party On? The final 1Q numbers are in, and community banks continue to perform very well, with ROA increasing 25% on average, with 90% of banks growing assets (an average of 5.2%) and 50% of all banks posting lower NCOs.
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Early Returns: 1Q looks very strong for Community Banks so far, with a 43% increase in PT ROA over 4Q! (with 776 banks reporting to date)
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Don’t pay exorbitant prices to multiple vendors and consultants when you can get the data, performance/peer analysis and regulatory tools you need from one place — QwickAnalytics. February 16 at 2pm we’ll show you how. Register bit.ly/3qcIVDS
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4Q Early Returns: early-filing community banks are showing slight slippage in earnings, and slightly better asset quality, though an increase in 30-89 past dues doesn't bode well
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