fighting & finance Send a DM to work with me!!
Saskatchewan, Canada
Joined April 2024
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X … it’s been awhile!
Graduated, started my first big boy job, and a couple side hustles.
But I’ve been doing a lot of thinking and I’m coming back with a whole new direction — personal finance and study tips made for Gen Z.
I’ll be posting practical stuff — how to actually save, build credit, study without burning out, and get ahead without a trust fund.
If you’re here for it, drop a follow and share this with a friend who could use it.
Let’s grow together!!
Maxing out your TFSA and FHSA in your 20's is a non-negotiable.
For my American followers, those are the Canadian equivalents of a Roth IRA.
Oddly enough, I think Canada has US beat here in terms of the rules and flexibility.
It's a shame that many Gen Z Canadians don't prioritize these investing/saving accounts.
Everyone talks about finding time for the gym but not for your brain.
I work full-time, tutor, run businesses, and fight amateur. My mind would be lost if I didn't read, write, or study something every day.
Many of my friends obsess over which stocks to pick or timing the market.
Your savings rate matters 100x more than your returns in your 20s.
Saving $2k/month at 6% beats saving $500/month at 12% because you want to time the next Trump or Iran headline. 🤷♂️
I noticed how the term “scarcity mindset” has been tossed around and villainized.
Penny-pinching on ramen while making $100k? Not healthy.
Having a budget and planning big purchases instead of impulse buying? That's financial literacy.
The problem isn't being intentional with money. It's mistaking intentionality for deprivation. And wealthy people know the difference.
I started investing in mutual funds because that's what I was told to do.
Then I learned about management fees (MER) eating my returns and how much more tax-efficient ETFs are.
2% compounded for 60 years is a lot of money left on the table. Glad I got out while I could.
My average Tuesday:
6am: gym
8am-5pm: full-time job
6pm-7:30pm: tutor
8pm-10pm: write, read, or work on business
10pm: sleep
What does your Tuesday look like?
I know people who got 20% raises and are somehow more broke than before.
They upgraded their car. Moved to a bigger place. Started eating out more... the spending scaled faster than the income.
You can't out-earn financial illiteracy. Fix your habits first and then worry about spending later.
Everyone says my generation doesn't want to work.
We're not lazy. We're the first generation to do the math and realize working until 65 is a choice, not a requirement.
I save most of my income so I can fight, build businesses, and own my time before I'm old.
You're not owed anything.
Not love, not success, not happiness.
Life doesn’t care how “hard” it’s been.
You must earn what you want.
Here's something to put life into perspective:
If Earth were a grain of sand, the known universe would be the size of Mount Everest.
Your problems feel big, but they are microscopic on the cosmic scale.
Most people will never understand this:
You are one habit away from a different life.
And one bad habit away from self-destruction.
You have the power to decide.
Jacob Tedla retweeted
I used to go into my fight camps with extreme anxiety. I hated the process.
Looking back, I wish I had taken the time to enjoy the journey and eliminate the things that took that joy away from me.
Hard sparring every session, leaving practice with headaches, and juggling university work made an already hard process even more challenging.
My fight was 6 mins, but it took 4 weeks behind the scenes to get to that point. And truthfully, the adrenaline made me forget most of those 6 minutes, but I will never forget that 4-week camp.
The moral of this story is to make your journey one that you enjoy. Not to make it easier, but make it worthwhile.
Bro to bro:
Your mind lies to you.
It protects you from pain, not truth.
Most of your excuses are rooted in fear, not logic.
Just taught my first private boxing lesson.
One of the most fulfilling experiences I've had to date.
Nothing but gratitude!