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John D'Agostino says there's no evidence behind crypto's alleged impact on community bank deposit degradation "I did a talk a couple months ago in front of a bunch of community banks and regional banks. It was set up to me as like a debate, they're gonna fight you on it. I wound up having a wonderful time with a bunch of really smart people, several of which I stayed in touch with." "We all agreed that crypto and blockchain and Coinbase can help them. And one of them in particular, Chris Kennedy from Regions Bank, we just published an article and an op-ed walking through this." "I exhaustively looked at this. I reached out to dozens of friends in the community banking space and the research space." "No one could show me any research or evidence that crypto had any role in deposit degradation over the last 10 years from community banks."