BCap21 (@b_cap21) profile picture

BCap21

@b_cap21

Equity analyst tweeting mostly about high quality companies

Joined July 2021
  • Tweets1.9K
  • Following1K
  • Followers3.9K
739Media
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If $ACVA is getting takeover interest, why did the CFO resign yesterday and potentially forfeit a pretty big payday? Seems odd.... Odds $CPRT is the interested buyer?
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Just an astounding amount of drinking in the 70s
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VantageScore CEO yesterday: Gaming is a myth Fannie Mae SVP: They can figure out how to game a system at the drop of the hat.
In Practise (@_inpractise) profile pictureIn Practise
@_inpractiseJul 31
Former Fannie Mae SVP on lenders pulling $FICO first, then VantageScore for a dollar
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Jefferies: VantageScore traction reflects $FICO being made to fight with 'one, arguably two hands, tied behind their proverbial back.
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Visa $V using AI to increase new product feature development speeds by 65% while leaning out its technology and product teams. Too bad stablecoins and agentic commerce make them a 🍩...
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EM does NOT diversify you away from AI trade.
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WRB vs. BRK this century. RIP Bill Berkley
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Tread lightly around Mark Miller if you have an ugly baby
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$PPG +5% as investors remember coatings companies have ridiculous pricing power.
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Bullish Texas data center activity
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The strengths and weaknesses of key data center states
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How many imposters sitting in people's portfolios right now?
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Is there any synergy at all in this $ECL deal or is this just straight buying into data center growth? Didn’t they push into upstream energy a year before the shale revolution imploded?
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$FICO thought exercise: Assume they 'didn't get greedy' and straight-line +HSD scores revenue growth since 2018. You have way lower (50%+) profits and a lot more coming from software which we all know is worthless these days. Where's the stock price in that scenario?
BuccoCapital Bloke (@buccocapital) profile pictureBuccoCapital Bloke
@buccocapitalMar 12
Biggest own goal of all time $FICO
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Easy to dunk on them after the last 10 months, I get it. But for better or worse they have a view on what their IP is worth / their importance to the ecosystem, and the actions they are taking suggest the business will endure and thrive.
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Live look at me managing my portfolio
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$FICO whacked yesterday & down today as $TRU CEO said yesterday that one of the GSEs was 'experimenting' with VS4.0, accepting loans and securitizing those loans based on VS. Would love context here as securitizations are public record yet no one seems aware of this.
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My understanding is the GSEs and the securitization market can't accept VS4.0 loans until pricing is established. I also would have expected this news to be trumpeted from everywhere by the bureaus/VantageScore instead of briefly mentioned during hour 4 of an investor day.
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FICO also soft on $TRU/$EFX taking VS pricing from ~$4 to $1 per score. My gut is this takes VS4.0 mortgage revenue at the Credit Bureaus from ~$0 before this cut to ~$0 afterwards because they are already giving away VS4.0 for free for anyone that buys FICO. Good PR though
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Pretty cool table highlighting the benefits of $LB's active land management strategy across different vintages.
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