Tim Lucas

Kevin Warsh was at the US Open too.

Where is it cheaper to buy a house than pay room and board? This is the case near 23 of 121 universities we analyzed. Parents can save upwards of $30k buying a home for their college student to live in.

This Valentine's Day, there's more than one reason to find a life partner. While a single income won't get you far in this housing market, a dual income might. We looked at 200 metros to discover the most affordable places to buy a home as a couple on Valentine's Day 2025.

2025 homebuying advice from @codybjugan: "Homebuyers may not want to wait around for prices to drop in 2025. If rates go lower, homebuyers will jump into the market, increasing housing demand and pushing up home prices even further." More advice at: mortgageresearch.com/article…

$100k salary got you a lot of house just a few years ago. About 1.5x the U.S. median. Now, it doesn't even buy a median-priced home in the U.S.

If you thought home prices have risen to unsustainable levels, check out @Starbucks Pumpkin Spice Latte prices. Up nearly 100% since 2005.

Homes might feel less affordable than ever before, but the 80s were worse when factoring in interest rates. However, that doesn't diminish the fact that payments have doubled since 2020.

Experts say you should spend 28% or less of your income on a house payment. That's becoming increasingly unrealistic for most of the country's higher population centers.

Not many homebuyers have access to affordable homes.

Can Trump really drive down mortgage rates to 2%? My take. mortgageresearch.com/article…

Mortgage rates are headed up after Trump wins a historic election. What's going on? mortgageresearch.com/article…

How did mortgage rates fare under the last Trump presidency? Took about 2 yrs to top out before falling below 4% (before the pandemic). Where are rates headed 2025-2029?

Where are mortgage rates going in 2025? Forecasts from six housing agencies in one chart.

Buying a home on Halloween 2024 might be scary, but not as frightening as on All Hallows Eve 1981. Mortgage rates hit 18% and a house payment ate up three quarters of a family's income.

Was buying a home in 1987 cheaper than today? Nominally, yes, but a payment was over 50% of the median income, much like today. It just feels expensive now because we remember 2020 when a home cost just 30% of median income.

We looked at similar states in the West and East as a case study. Home prices in each state should be similar, but they're not. Here's what's going on: mortgageresearch.com/article…

In total, the Fed predicts it may issue 2.0-2.25% in total cuts (including today's) by the end of 2025.