Tim Lucas (@hellofromtim) header
Tim Lucas (@hellofromtim) profile picture

Homeownership through creative financing.

West Coast
Joined March 2021
Kevin Warsh was at the US Open too.
🤖 Made with AI
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Projected path of the fed funds rate after today's meeting.
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Where is it cheaper to buy a house than pay room and board? This is the case near 23 of 121 universities we analyzed. Parents can save upwards of $30k buying a home for their college student to live in.
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This Valentine's Day, there's more than one reason to find a life partner. While a single income won't get you far in this housing market, a dual income might. We looked at 200 metros to discover the most affordable places to buy a home as a couple on Valentine's Day 2025.
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Replying to @EchoPBC
@EchoPBC: "With inventory rising, homeowners who have had their home on the market for a long time and people who NEED to sell will eventually set the market. Look for some good buys early in the season." mortgageresearch.com/article…
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2025 homebuying advice from @codybjugan: "Homebuyers may not want to wait around for prices to drop in 2025. If rates go lower, homebuyers will jump into the market, increasing housing demand and pushing up home prices even further." More advice at: mortgageresearch.com/article…
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Replying to @OdestRileyJR
@OdestRileyJR: "Don't focus on the price of the home or the interest rate, focus on how much you can afford to pay monthly and still enjoy your life." See 2025 advice for homebuyers from all 25 experts: mortgageresearch.com/article…
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Replying to @philippamain
@philippamain is one of the 25 experts weighing in on the 2025 housing market: "There is an influx of inventory in many areas. Buyers can take advantage by having more room to negotiate on price, repairs, and other contract terms." All 25 experts' advice: mortgageresearch.com/article…
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Replying to @mortgagetruth
@mortgagetruth's advice for 2025 homebuyers: "Given that everything else is negotiated, why not the agent's commission? If they charge 2.5%, ask them to lower it to 2%. On a $400k home purchase it’s $2,000 in savings." Advice from all 25 experts: mortgageresearch.com/article…
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Replying to @SavvyBuyers
@SavvyBuyers advice for 2025 homebuyers: "Request a credit from their agent. If you plan to pay your agent 2% of the sales price, and the seller covers 1%, request that 1% as a credit toward closing costs." See advice from all 25 experts: mortgageresearch.com/article…
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