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A store of value is not the same use case as a mover of value. An asset can have multiple utilities, but just because it can perform a function doesn’t mean it’s the best tool for the job. A chef can probably fix a leaky faucet. A plumber can probably cook dinner. That doesn’t make either one the most qualified for the task. The same applies to technology and assets. Different tools and architectures thrive in different environments. Capability ≠ suitability. Capability ≠ specialization. IMO, we are standing at the precipice of agentic adoption, where machines and AI agents will increasingly need to move value, settle transactions, and interact economically in real time. And guess what XRP and the XRPL were designed to do? Move value. Fast, efficiently, and with settlement built into the architecture. Knowing what something is optimized for matters.

Digital ID needs to evolve beyond “is this a real human?” The bigger question is: Is this the RIGHT human — and is the same human still behind the keyboard throughout the session? Logging in once shouldn’t mean every action afterward is automatically trusted. Future identity systems should be able to combine: • identity proofing • device + passkey verification • behavioral biometrics • typing / touch patterns • session continuity • anomaly detection • step-up verification for high-risk actions So if an account is stolen, shared, handed off, or suddenly starts behaving like a different operator, the system can detect that continuity break and restrict authority until the person is re-verified. Not just: “Human verified.” But: “Right human. Same human. Still authorized.” That’s where digital identity needs to go.