Current events. Investing. Sci fi.

Joined December 2022
USAA has gotten so far from their mission over the years. Really disappointing.
NEW: an insider at USAA informs me that two of the worst Indian offenders at the company, CTO Amala Duggirala and her minion, chief strategy officer Ameesh Vakharia, were fired last month in what he describes as an attempt by USAA to right the ship. Both Duggirala and Vakharia were fired along with a number of non-Indians, but they were the only ones who were escorted out of the building, indicating how bad they were. Duggirala was known for having connections in India and both of them were trying to do what Indians always do: promote other unqualified Indians into management and force out American employees. USAA allegedly fired them in an attempt to refocus on its mission of serving American military customers and their families. While USAA has a long way to go---according to the insider, USAA's office in Plano, Texas is nothing but Indian H-1Bs working for contractors like TCS---firing these Indians is a good sign for USAA. @USCIS @USDOL
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Replying to @BillAckman
Higher rates have been leading to more inflation for several years now, IMO. Much of our inflation is being driven by a shortage of supply (e.g. housing, computing resources, healthcare) not an excess of demand. Higher rates inhibit supply, which further increases shortages, and thus adds to inflation.
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Why they chose Indians.
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An H-1B with a rental property. Grind this program into dust and scatter the ashes.
Indian on H1b in Bay Area scrambling since the action against fraud is taking place... this is his anonymous post...
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I feel like you should have to choose between Social Security and a war with Iran. I can’t help but notice it’s the same demographic that wants both.
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Save this. This is the most important post you'll ever see. With BOTH the 10-year yields and the U.S. dollar rising, here is how to plan for the worst-case scenario. I've experienced this market scenario already in my life. Markets kept making all-time highs for 4 - 5 months, and then a -57% crash happened in the markets. But rising yields and dollar rising does NOT crash the markets alone. Something UNDERNEATH is typically the trigger. The 2026 - 2027 triggers would be: 1. Private credit - this is the scarier one in my opinion. Seven major platforms (Blue Owl, Apollo, Ares, BlackRock, and Blackstone) have capped or blocked investor withdrawals. $4.6 billion is trapped basically. 2. Auto loan delinquencies hit a record - 5.5% at 90+ days, worse than 2008 peak (5.3%). The consumer is cracking at the bottom. 3. Commercial real estate is at record deliquicieis - office CMBS delinquiency at 12.3%, higher than 2008 crisis. 4. Corporate bankruptcies at 16 year highs - 372 large filings through mid-2026. Small business bankrupties up 50% as well. 5. S&P 500 is looking a lie right now - every sector fell in Sept except for tech - banks, utilities, equal weight S&P 500, only a few BIG tech names are holding up the markets 6. Six banks have failed in 2026 - small ones, but the most in any year this decade. I find that the pattern is the same throughout our history; rates stay high, something that was relying on cheap money can't handle it, then that thing breaks, the break spreads to other things, and by the time the Fed cuts rates to fix it, the damage is already done. So how do you prepare for this since we cannot TIME a top? 1. Raise cash gradually - don't sell everything. Don't go all-in on a few names. Raise cash from work and you'll have the opportunity of a life time waiting for you when the dip comes 2. Buy the 10 year - a 5.35% risk free yield is the highest in 24 years. You can park cash in short term Treasuries (SHV, BIL, SGOV) and get paid 5%+ while you wait. My wife and I have started buying 10 year as well. 3. Watch the leaders, not the index - the S&P is being held up by 5-7 names. When $NVDA, $AAPL, $MSFT start breaking lower on volume, that's your signal the last pillar is cracking. The rest of the market is already weak. 4. Avoid the junk, or size appropriately - small caps, unprofitable tech, high debt companies, anything that needs to refinance soon. The Russell 2000 has a third of its constituents classified as zombie companies. These get destroyed when credit tightens. 5. Quality over momentum - if you're staying long, own companies with no debt, strong cash flow, and pricing power. Think $GOOGL, $AMGN, $BRK. Companies that don't need to borrow money at 5%+ don't care about rates. 6. Don't short the top - the market can stay irrational longer than you can stay solvent. In 2007 the S&P rallied 5% for 4 months after the 10Y peaked. Being early on a short is the same as being wrong. Can hedge with defensives instead and/or raise cash. 7. Have a plan before you need one - decide now what you'll do if the S&P drops 10%, 20%, 30%. Write it down. When panic hits, you execute the plan instead of making emotional decisions. The goal isn't to predict the crash. It's to survive it with enough capital to buy the bottom and become a multi-millionaire.
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I'm a pollster. Not an influencer. I can only tell you all this, many of whom I care about and are friends. Ben Shapiro and Israel First have already lost. Even the Israeli Government knows that. It's not going to reverse. Not ever. Not after this. America will never forgive.
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Dinesh D’Souza is having his Vivek Christmas Crashout moment. Same crashout. Different Indian.
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The poaching problem can be solved by simply treating poachers as the trash they are Most problems are like that. We don't have to live this way, with these issues. We have unlivably crime-ridden cities, embattled megafauna populations, mass migration, and all the rest because we lack the will to handle the problems honestly and with an eye to what would fix them, not because they're unsolvable predicaments Much like with pitbulls, the answer to the problem is hiding in plain sight
Kaçak avcıların zehirli okuyla yaralanan fil, havadan fark edilerek ekipler tarafından tedavi altına alındı. Ok ucu çıkarılıp yarası temizlenen file antibiyotik uygulandı. Filin tedavi sonrası büyük ölçüde iyileştiği belirtildi.
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We're not there yet, but we could end up looking at something like the Bonus Army at some point in the near future. Young white men have been economically devastated by a decade of DEI. They're too proud to take welfare, so they've been living off of gig work, credit, and the last sputtering fumes of their savings accounts. A lot of them went all in on getting Trump elected, which loaded an additional social cost on top of the punishment they were already receiving for being white men. So far Trump hasn't done much to ameliorate their condition. The situation is getting critical.
I can tell you from talking to young white men behind the scenes that things are incredibly desperate right now. We have guys down to their last $100, last $50, guys selling their gun collection to make rent, men who have been out of work for years, genius autodidact engineers living with their parents, unemployed software developers who know 8 programming languages, Vice Presidents of companies getting purged by Indians and living off their wife's income. Maxxed out credit cards. SpaceX and petrochemical engineers living in their cars and making money off DoorDash gig apps. Most of these young white men have test scores, certifications, and advanced STEM degrees which they were promised would make them RICH, and instead they've been brutally racially discriminated against. A lot of these young men are veterans who fought in the GWOT and their country has completely abandoned them and given everything away to foreigners. And this is not like one guy, this is dozens of guys. Honestly I'm not surprised at all, I've been telling people for the past 18 months how bad it is right now. The Texas oil fields are a lifeline for guys who are getting their cars repossessed, their phones shut off, their credit cards decline, and evicted by their landlords. Some of these young white men are needing to borrow enough money to drive out to a new job. They don't have anything left in the bank. Their credit score is so bad they can't borrow the money through usual channels. We're helping these guys as much as we can, they're getting a path to an actual long-term, high-paid prestige career rather than a gig economy shit job. There are too many desperate guys for us to help right now. We don't have enough money and power and influence, not yet. But we're individually vetting young men and feeding them into career pipelines at a slow pace. Remember this. We are going to survive, we are going to win and rebuild, most of the people who survived this far are going to make it out to the other side of the tunnel. But we can never forget what the Libtards did to our best young men. It's completely unforgivable.
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Illegals: A Warning to Americans: Since ~2019, I have tracked caravans of illegals from So America to the US. I interviewed them, followed them into cartel towns and jungles, and observed all that they were willing to do — sell themselves, go without food, steal, risk every kind of danger, make Faustian bargains, etc. — to get to the US. Always I had this feeling, a memory, really, from my years of studying history, that I couldn’t put my finger on, but it was trying to penetrate my conscious being. Then it came to me: They are tougher than Americans. Writing on the fall of Athens, historian Will Durant said, “Nations are born stoic and die epicurean.” That is, nations are born amidst struggle and hardship and collapse as seekers of pleasure. I said I had a memory of sorts that was trying to find expression, and it ran along much the same lines as Durant’s observation. I remembered that Rome collapsed, not in a day, but over the course of centuries that accelerated into decades, as wave upon wave of uncivilized Germanic tribesmen, “illegals” so to speak, poured across the empire’s northern frontier and eventually sacked Rome itself. Rome had been built on strong, large families; unity of purpose; and the hard work of its people. Its armies were, at its height, citizen armies. Men fought to preserve what they knew and loved. Near its end, Romans were a lazy, self-indulgent people who paid others to do their fighting. Infanticide, which was common throughout Rome’s history, became a capital offense and a woman who aborted her child, also common, could be executed or exiled. This wasn’t due to any moral considerations, a recognition of the personhood of an unborn child, or anything like that at all. It was a much too late recognition that with the dramatic decline in the size of Roman families as prosperity increased, came a decrease in tax revenues and an over-reliance on foreigners to fill the ranks of the army — all of which would prove disastrous for Rome. Sound familiar? All of this was somewhere in the back of my mind, a feeling at first, as I observed the third worlders making their way by the millions to our borders. I saw them in the violence of Africa, the intrigues of the Middle East, and everywhere there is misery south of our border. Generally speaking, they are a people inured to suffering (theirs or that of others), are accustomed to death, unaccustomed to the comforts Americans take for granted, have lived in nothing but squalor, do not share your views of private property or civil discourse, view violence as a part of daily life, lack even the most basic education, and have little sympathy for the low pain threshold of Americans. These are the people coming to take your inheritance from you. Coming from a “might makes right” world, they know no other policy. They have no vested interest in preserving American law or culture, and that is because it isn’t their heritage and they don’t understand it. Democrats seem to think they will be immune from all of this because they foolishly believe these newcomers will view them as benefactors. They do not. I’ve met them, been in their cardboard camps, walk with them on trails, heard their hopes and dreams, and in none of it is there such nuanced thinking. America is, for them, a ripe fruit theirs for the taking. Once you open the castle gates and lower the drawbridge, you no longer control the outcome. Indeed, you have surrendered it. And why are Democrats willing to do that? Because they hate Americans more than this still ill-defined rabble, and they don’t understand what’s coming. These people are tougher than you, and they don’t give a damn about you. Be careful how you vote. The future you hope for will be, I promise, very different from the rosy one media promises you. I’m speaking from firsthand experience.
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I asked Grok what percentage of welfare and food stamp recipients are white men under the age of 25. The answer? 1%. White men under 25 are comprise 1% of welfare recipients. And that’s who Republicans are mocking in their ads as the new welfare queens.
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The Iran war was (likely) a campaign promise to the donor class (Israel, US oil/gas, and MIC) he had to deliver before the midterms. Trump chose them over us in the most important year of his presidency and burned all of his political capital on it. Total betrayal.
What do you think about the Iran War?
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To preface this, I was and am against any involvement in the attack of Iran, but realistically we got screwed over by a lack of commitment. The United States simply refuses to engage in total war. Iran knows this, so they won't give in. We knew we could only go so far, so we relied on Iran not calling our bluff. They know we still rely on the court of public opinion. They can and will drag this on forever. One of my favorite quotes of all time: "Men ought either to be well treated or crushed, because they can avenge themselves of lighter injuries, of more serious ones they cannot; therefore the injury that is to be done to a man ought to be of such a kind that one does not stand in fear of revenge." -Niccolo Machiavelli, The Prince
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We aren't given a short life. we just waste most of it. We would fight anyone who tried to steal our money, yet we gladly give our hours away to people who wouldn't spend ten dollars on our funeral flowers.
🤖 Made with AI
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I feel that the 25th anniversary of 9/11 has caused a critical mass of Americans to reach an inflection point on their understanding of that event. We are starting to realize that we lost the Global War on Terror. We did not lose it on military grounds. We lost it on spiritual grounds. Domestically we are succumbing to the goals of Sharia and jihad, which was EXACTLY what the 9/11 terrorists sought to bring about with their heinous actions. Now that more and more people are seeing this, we can combat it--not with tanks and bombs and rifles alone, but with our words, voices and votes. We must actively combat the Islamification of America. Sharia and jihad are wholly incompatible with the Constitution. Islam is a political movement hiding beneath the cover of freedom of religion. When a "religion" itself is not free, it is no longer a religion and no longer enjoys the protections the Constitution affords. Spread the word.
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Gets me every time. Rick Rescorla was, and will always will be, a Man amongst men.
Twenty five years ago today, a 62 year old man with cancer in his bones walked 2,687 people out of the South Tower, and then he went back inside. Rick Rescorla was born in Hayle, Cornwall in 1939. British Parachute Regiment in Cyprus at 18. Colonial police in Northern Rhodesia. Then he came to America, enlisted in the US Army in 1963, and in November 1965 he went into the Ia Drang Valley as a platoon leader with the 2nd Battalion, 7th Cavalry. Hal Moore called him the best platoon leader he ever saw. His men called him Hard Core. He sang to them in the dark, Wild Colonial Boy in an Australian accent, because he had worked out that men who are singing are not men who are panicking. That is Rescorla on the cover of We Were Soldiers Once and Young, bayonet fixed. Thirty five years later he was head of security for Dean Witter, later Morgan Stanley, in the South Tower of the World Trade Center. In 1990 he brought in his old friend Dan Hill and the two of them walked the basement. He warned the Port Authority that the parking garage was wide open, that somebody could drive in a truck full of explosives, walk out and light it off. Nothing was done. Three years later the 1993 bomb went off about thirty feet from the spot he had flagged. After that he told Morgan Stanley the towers were still a target and the next attack would come out of the sky. He wanted the firm to leave Manhattan. The lease ran to 2006, so they stayed. Twenty two floors of the South Tower, roughly 2,700 people. So he drilled them. Every three months, everyone, no exceptions, down the stairwells two abreast while he stood there with a stopwatch. Traders pulling seven figures resented being marched down concrete stairs by a Cornishman with a clipboard. He kept doing it anyway. 8:46 a.m. The North Tower is hit. Port Authority comes over the South Tower loudspeakers and tells everyone the building is secure and to go back to their desks. Rescorla picks up a bullhorn and tells his people to get out. He phones Dan Hill. "The dumb sons of bitches told me not to evacuate. They said it's just Building One. I told them I'm getting my people out of here." 9:03 a.m. The second plane hits the South Tower, floors 77 through 85. His people are already in the stairwells, moving exactly the way they had been drilled, and Rescorla is on the bullhorn singing to them. Cornish songs. A version of Men of Harlech he had rewritten for Cornwall. Men of Cornwall stop your dreaming, can't you see their spearpoints gleaming. He called his wife Susan from the stairs. They had been married two and a half years, met jogging in New Jersey. He told her to stop crying, that he had to get these people out safely, and that if something happened to him he wanted her to know he had never been happier, that she made his life. Someone told him to get out. He said, as soon as I make sure everyone else is out. 2,687 Morgan Stanley employees went home that day. Thirteen did not, and four of those were Rescorla and the men who stayed in the building with him: Wesley Mercer, Jorge Velazquez, Godwin Forde. He was last seen on the 10th floor, walking up. The South Tower fell at 9:59. They never found him.
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Not really. Those of us who grew up before 9/11 remember what our country was like before our government responded to it by launching two of the dumbest wars in our history and then using the results of those wars to flood the West with the very kind of demonic inbred retards behind 9/11. You can’t understand the rage we feel because you have no concept of what we lost as a people. It wasn’t just the violence of that day, which was horrific in itself. It wasn’t just watching people hurl themselves off of buildings on live television just to avoid being burned alive. It wasn’t just hearing the phone calls and voicemails from people who knew they would be dead within minutes. That would be more than enough to scar a generation. But on top of that, we had to watch the best of us then get sent off to be blown up in wars our government had zero interest in winning. All while watching our country be flooded with people who were no different than the hijackers, and then being told we were racist for having a problem with that. We grew up at the peak of peace and prosperity and cultural cohesion in the greatest country on earth. And we saw all of it thrown away after 9/11 because the people in charge of our country thought never-ending wars, infinity immigration, and surveillance of its own people was better than being called mean by people who already wanted us dead.
People born pre-9/11 have such a weird, worshipful attitude about it.
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